Did you know that the benefits provided by your employer or from a union come under the federal Employee Retirement Income Security Act 1974, also known as ERISA? If you have been denied long term disability in Knoxville, TN, then you need a disability lawyer in Knoxville, TN, to help secure the benefits you are entitled to. ERISA is a federal law that started with good intentions, but has turned into bad law for claimants. Over the years, the law has developed so that the decision to deny or terminate benefits is given great deference by the courts. That is why having a disability lawyer is so important.
If you have been wrongfully denied insurance benefits, we can help you to fight the denial and recover the benefits that you are entitled to.
Unfortunately, the hard truth is that insurance companies are not on your side, and they want to minimize what they have to pay out. Even if you have been awarded benefits, you may want to dispute the amount.
Even if you are already receiving social security benefits for your disability, you may still be eligible for ERISA long term disability benefits although they may be reduced. In fact, many employers require you to apply for both.
ERISA, or Employment Retirement Income Security Act, is not the same as a standard insurance contract; rather, it is treated as an employee benefit. This means that if there are disputes regarding these benefits, they fall under a different set of rules and court procedures. That's why you need the support of an experienced long term disability lawyer in Knoxville to make sure you get the benefits you are owed. ERISA covers two main categories of benefits: pension benefits and welfare benefits. Welfare benefits include most of the insurance policies that are provided by employers, including long term visibility insurance, life insurance, and health insurance.
John Dupree has been practicing law in East Tennessee for almost 30 years, with a primary focus on personal injury, long-term disability claims, and insurance-related matters.
As your chosen disability lawyer in Knoxville, TN, I guarantee that your case will be pursued with the highest level of integrity. When I take your case, it becomes my duty to be by your side, using my expertise to advocate for you to achieve the best possible outcome. I am a very active member of the local community here in Knoxville and enjoy contributing to projects that impact not only my clients but others in the community. In my free time, I enjoy spending time outdoors with my family, fishing, and hunting.
"...John represented us to bring us a settlement that we felt was fair due to the results of the accident. We appreciate all he did on our behalf and would recommend John highly."
No. 3:03-CV-00411
(U.S. Dist. Ct, E.D. Mar. 25, 2005)
(relating to ERISA and benefits thereunder)
No. 3:09-CV-51, 2011 WL 2462811
(E.D. Tn., June 20, 2011)
(ERISA long term disability)
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